Property

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Buying, owning, and investing in Australian property

The biggest financial decision most Australians make — and the one with the most hidden costs. LMI, stamp duty, broker commissions, mortgage traps. We cover all of it.

Start here if you’re buying your first home

First home buyer guide Australia

Everything you need to know — deposits, grants, stamp duty concessions, and the costs nobody warns you about.

LMI explained: what it costs and how to avoid it

Lenders Mortgage Insurance is one of the least understood costs in property. Here’s exactly how it works.

Mortgage broker vs going direct to the bank

What a broker actually does, how they get paid, and when you’re better off going directly to a lender.

All property topics

Buying Your Home

  • How much deposit do you really need?
  • Stamp duty by state: what you’ll pay
  • First Home Owner Grant explained
  • Building inspection: what to look for
  • Conveyancing costs Australia

Mortgages & Refinancing

  • Fixed vs variable rate: which to choose
  • Offset account vs redraw explained
  • When to refinance your mortgage
  • How banks assess your borrowing power
  • Mortgage broker commission explained

Investment Property

  • Negative gearing explained simply
  • Capital gains tax on property
  • Investment loan vs owner-occupier
  • Depreciation schedules for investors
  • Property vs shares: the real comparison

Property

More Property Articles

All property articles →

  • Failed Super Fund or Adviser? The Compensation Scheme of Last Resort Is Paying Out — Are You Owed Money?

    Evidence-backed. Sourced from CSLR’s official levy estimates, Money Management’s reporting on Dixon Advisory payouts, Super Members Council and CPA Australia submissions on CSLR reform, BrightLaw and Mercer analysis of the CSLR Act 2023, and AFCA/ASIC guidance on complaint windows. General information only — not legal advice. Whether a specific complaint qualifies for CSLR depends on…

  • Finally: The New Super Reporting Rules That Expose Your Fund’s Real Costs

    Evidence-backed. Sourced from APRA’s October 2024 and January 2025 fund-level expenditure releases, APRA’s Superannuation Data Transformation Phase 1 FAQ, ASIC’s Regulatory Guide 97, and Financial News Wire and KHQ commentary on APRA’s enforcement signals. General information only — not financial advice. Fee and expense data reflects APRA’s published figures for FY 2022–23 and FY 2023–24;…

  • ASIC Is Now Suing Super Funds — Not Just Warning Them. What Members Can Claim in 2026

    Evidence-backed. Sourced from ASIC’s 2025 Annual Report (media release 25-231MR), ASIC’s 2025 and 2026 enforcement priorities, ASIC’s 2025–26 Corporate Plan, AFCA’s superannuation publications, and GT Law and Hall Wilcox enforcement commentary. General information only — not legal advice. Super complaints outcomes depend on individual circumstances; consult a qualified financial complaints solicitor or registered financial adviser…

  • Your Super Is Missing Out: Use the Carry-Forward Catch-Up Rule Before 30 June 2026

    Evidence-backed. Sourced from ATO official guidance on concessional contributions and carry-forward rules, Grant Thornton, SuperGuide, Heffron, and Accountants Daily on 2026 cap changes. General information only — not financial advice. Contribution strategies depend on individual income, balance, fund type and tax position; consult a licensed financial adviser or registered tax agent before making large catch-up…

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