Super Secrets 🏦
The complete guide to Australian superannuation
Super is probably your largest financial asset. Most Australians have no idea what fees they’re paying, whether their fund is performing, or what insurance they have inside it. We fix that.
Start with these if you’re new to super
How super works in Australia
The basics — contributions, investment options, how it grows, and when you can access it.
Is your super fund ripping you off?
How to check your fund’s fees and performance against the APRA benchmarks — in under 5 minutes.
How to switch super funds
Step-by-step. Takes 5 minutes online. What to check before you move, and what happens to your insurance.
All super topics
Fees & Performance
- How super fees are calculated
- What is a good super return?
- Comparing super fund performance
- APRA performance test explained
- Administration vs investment fees
Insurance in Super
- What insurance do you have in super?
- Life insurance through super: is it enough?
- TPD insurance explained
- Income protection inside super
- How to claim on super insurance
Strategies
- Salary sacrifice into super
- Spouse contributions explained
- First Home Super Saver Scheme
- SMSF: is it worth it?
- Concessional vs non-concessional contributions
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Superannuation
More Super Articles
Failed Super Fund or Adviser? The Compensation Scheme of Last Resort Is Paying Out — Are You Owed Money?
Evidence-backed. Sourced from CSLR’s official levy estimates, Money Management’s reporting on Dixon Advisory payouts, Super Members Council and CPA Australia submissions on CSLR reform, BrightLaw and Mercer analysis of the CSLR Act 2023, and AFCA/ASIC guidance on complaint windows. General information only — not legal advice. Whether a specific complaint qualifies for CSLR depends on…
Your Super Returns Are Changing: What the RBA’s 2026 Rate Hikes Mean for Your Fund
Evidence-backed. Sourced from RBA media releases on the March and May 2026 rate decisions, APRA’s Quarterly Superannuation Performance Statistics (December 2025), APRA’s 2025 Performance Test results, and CommBank and Hudson Financial Planning analysis on the 2026 rate environment. General information only — not financial advice. Super investment outcomes depend on individual fund, option, balance, and…
Your Super Is Missing Out: Use the Carry-Forward Catch-Up Rule Before 30 June 2026
Evidence-backed. Sourced from ATO official guidance on concessional contributions and carry-forward rules, Grant Thornton, SuperGuide, Heffron, and Accountants Daily on 2026 cap changes. General information only — not financial advice. Contribution strategies depend on individual income, balance, fund type and tax position; consult a licensed financial adviser or registered tax agent before making large catch-up…